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	<title>BNI Embarcadero &#187; Dennis Nix</title>
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	<link>http://bniembarcadero.com</link>
	<description>*Word-of-Mouth* is the most cost-effective form of advertising possible.</description>
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		<title>Take the Quiz to find out what  your chances are  of not being able to work?</title>
		<link>http://bniembarcadero.com/take-the-quiz-to-find-out-what-your-chances-are-of-not-being-able-to-work/</link>
		<comments>http://bniembarcadero.com/take-the-quiz-to-find-out-what-your-chances-are-of-not-being-able-to-work/#comments</comments>
		<pubDate>Tue, 17 May 2011 15:42:35 +0000</pubDate>
		<dc:creator>Dennis Nix</dc:creator>
				<category><![CDATA[Articles]]></category>

		<guid isPermaLink="false">http://bniembarcadero.com/?p=2775</guid>
		<description><![CDATA[Hi Everyone:
 As I mentioned it’s National Disability Awareness Month.   (I’m sure you’ve been waiting for this all year) .     I always thought disability meant being in a wheelchair.   As many dentists or surgeons know a disability could mean something as simple as  arthritis or a  back pain. 
 So click here  What&#8217;s my Personal Disability Quotient (PDQ)?  [...]]]></description>
			<content:encoded><![CDATA[<p>Hi Everyone:</p>
<p> As I mentioned it’s National Disability Awareness Month.   (I’m sure you’ve been waiting for this all year) .     I always thought disability meant being in a wheelchair.   As many dentists or surgeons know a disability could mean something as simple as  arthritis or a  back pain. </p>
<p> So click here  <a href="http://www.disabilitycanhappen.org/chances_disability/pdq.asp">What&#8217;s my Personal Disability Quotient (PDQ)?</a>   to help you determine what your chances are for becoming disabled. </p>
<p>If you have any questions or would like to understand how disability works, please give me a call or better, let’s schedule a one on one.</p>
<p> <strong>Have a great Disability Awareness Month!</strong></p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>How Much Life Insurance Does Your Family Need?</title>
		<link>http://bniembarcadero.com/how-much-life-insurance/</link>
		<comments>http://bniembarcadero.com/how-much-life-insurance/#comments</comments>
		<pubDate>Thu, 16 Sep 2010 21:11:58 +0000</pubDate>
		<dc:creator>Dennis Nix</dc:creator>
				<category><![CDATA[Articles]]></category>

		<guid isPermaLink="false">http://www.bniembarcadero.com/?p=2266</guid>
		<description><![CDATA[Wonder how much you contribute to your loved one's well being and the amount of insurance you need? ]]></description>
			<content:encoded><![CDATA[<p>Wonder how much you contribute to your loved one&#8217;s well being and the amount of insurance you need?</p>
<p>Check out:</p>
<p><a href="https://www.massmutual.com/secure/planningtools/life-value-calculator">https://www.massmutual.com/secure/planningtools/life-value-calculator</a></p>
<p>If you&#8217;d like a free analysis and quote, please contact me at:</p>
<p><strong><em>Dennis P. Nix</em></strong><strong><em> </em></strong>CFP®</p>
<p>California Life Insurance Licenses #0D74499</p>
<p>New Jersey #1126699 | New York #LA-507518<strong> </strong></p>
<p><strong>MassMutual Financial Group </strong></p>
<p>101 Montgomery Street, #1300<br />
San Francisco, CA 94104<br />
(V) 415-743-1003 (F) 415-956-2714<br />
NYC: 347-559-5289<br />
<a href="mailto:DNix@FinSvcs.com" target="_blank">DNix@FinSvcs.com</a></p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Life, Death &amp; Everything in Between Power Team Services</title>
		<link>http://bniembarcadero.com/life-death-everything-in-between-power-team-services/</link>
		<comments>http://bniembarcadero.com/life-death-everything-in-between-power-team-services/#comments</comments>
		<pubDate>Tue, 01 Jun 2010 19:48:54 +0000</pubDate>
		<dc:creator>Dennis Nix</dc:creator>
				<category><![CDATA[Featured]]></category>
		<category><![CDATA[Life, Death & Everything in Between]]></category>
		<category><![CDATA[Power Teams]]></category>
		<category><![CDATA[Slider]]></category>

		<guid isPermaLink="false">http://www.bniembarcadero.com/?p=1964</guid>
		<description><![CDATA[Do rising premiums make you scream? Need a free quote or no obligation review of your current policy? Meet our personal and commercial insurance pros.]]></description>
			<content:encoded><![CDATA[<p>Do rising premiums make you scream? Do you need a free quote or no-obligation review of your current policy for your business? Your health insurance? Your vehicle? Home? Rental? Are you concerned about paying medical costs in your senior years? Will you be able to pay your bills if you can’t work?</p>
<p>Also, do you need a florist for an upcoming event, your home or business? Are you searching for a wedding photographer?</p>
<p>Our experts are all just a click away: <a href="mailto:life@BNIembarcadero.com">life@BNIembarcadero.com</a>.</p>
<p>Our Insurance Services include:<br />
•	Business/Commercial Insurance<br />
•	Casualty Insurance<br />
•	Disability Insurance<br />
•	Florist<br />
•      Health Insurance<br />
•	Life Insurance<br />
•	Long-Term Care Insurance<br />
•	Property Insurance<br />
•      Wedding Photographer</p>
]]></content:encoded>
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		<title>What is a referral?</title>
		<link>http://bniembarcadero.com/what-is-a-referral/</link>
		<comments>http://bniembarcadero.com/what-is-a-referral/#comments</comments>
		<pubDate>Thu, 18 Feb 2010 23:22:33 +0000</pubDate>
		<dc:creator>Dennis Nix</dc:creator>
				<category><![CDATA[Forum]]></category>

		<guid isPermaLink="false">http://www.bniembarcadero.com/?p=1625</guid>
		<description><![CDATA[I’ve gotten different levels of referrals and thinking maybe I don’t give what other people consider a referral. What does everyone else think?]]></description>
			<content:encoded><![CDATA[<p>I’ve gotten different levels of referrals and thinking maybe  I don’t give what other people consider a referral.</p>
<p>So here’s some examples:</p>
<ol>
<li>A friend says he wants to lose weight.  I tell him I know a great trainer and nutritionist.</li>
<li>Someone in our group needs a plumber, I give them the name of my plumber</li>
<li>A friend says he is looking for a good estate attorney and asks me if I know someone, I give him Susan’s name. He says he will give her a call.</li>
<li>I see someone slip  on a wet floor at Safeway. I walk up to them and hand them Kalin’s  card.</li>
</ol>
<p>I only consider #3 a referral.  What does everyone else think?</p>
]]></content:encoded>
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		<slash:comments>6</slash:comments>
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		<item>
		<title>Ice Skating at Yerba Buena Center</title>
		<link>http://bniembarcadero.com/ice-skating-at-yerba-buena-center/</link>
		<comments>http://bniembarcadero.com/ice-skating-at-yerba-buena-center/#comments</comments>
		<pubDate>Fri, 08 Feb 2008 15:26:02 +0000</pubDate>
		<dc:creator>Dennis Nix</dc:creator>
				<category><![CDATA[Calendar]]></category>

		<guid isPermaLink="false">http://www.bniembarcadero.com/ice-skating-at-yerba-buena-center/</guid>
		<description><![CDATA[[ March 13, 2008; 7:30 pm to 9:00 pm. ] Wed., March 13, 730-9pm
Yerba Buena Center
RSVP to Dennis Nix (dnix@finsvcs.com) by March 5.$8 + $3 for skate rental.

]]></description>
			<content:encoded><![CDATA[<div class='ec3_iconlet ec3_past'><table><tbody><tr class='ec3_month'><td>Mar&nbsp;&rsquo;08</td></tr><tr class='ec3_day'><td>13</td></tr><tr class='ec3_time'><td>7:30 pm</td></tr></tbody></table></div>
<p>Wed., March 13, 730-9pm<br />
<a href="http://www.skatebowl.com/Ice%20Center/Public%20Skating.htm" target="_blank">Yerba Buena Center</a><br />
RSVP to Dennis Nix (dnix@finsvcs.com) by March 5.$8 + $3 for skate rental.</p>
<p><img src="http://www.bniembarcadero.com/wp-content/uploads/bni_020.jpg" alt="BNI Embarcadero Ice Skating" title="BNI Embarcadero Ice Skating" border="0" height="311" width="550" /></p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mass Mutual</title>
		<link>http://bniembarcadero.com/mass-mutual/</link>
		<comments>http://bniembarcadero.com/mass-mutual/#comments</comments>
		<pubDate>Sat, 21 Oct 2006 21:32:47 +0000</pubDate>
		<dc:creator>Dennis Nix</dc:creator>
				<category><![CDATA[Company Descriptions]]></category>
		<category><![CDATA[Financial / Legal]]></category>
		<category><![CDATA[Power Teams]]></category>

		<guid isPermaLink="false">http://www.bniembarcadero.com/?p=1330</guid>
		<description><![CDATA[Providing Life, Disability and Long Term Care insurance from Mass Mutual and other quality companies.
Since 1851, MassMutual Financial Group1 has grown and thrived &#8211; surviving wars, depressions, recessions and changing market conditions. Throughout, our main focus has never wavered. We help people like you take the next step toward a more secure financial future.
]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.bniembarcadero.com/wp-content/uploads/Dennis-Nix_200x300.jpg"><img class="alignleft size-full wp-image-1760" title="Dennis Nix" src="http://www.bniembarcadero.com/wp-content/uploads/Dennis-Nix_200x300.jpg" alt="" width="200" height="300" /></a>Providing Life, Disability and Long Term Care insurance from Mass Mutual and other quality companies.</p>
<p>Since 1851, MassMutual Financial Group1 has grown and thrived &#8211; surviving wars, depressions, recessions and changing market conditions. Throughout, our main focus has never wavered. We help people like you take the next step toward a more secure financial future.</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Sub</title>
		<link>http://bniembarcadero.com/sub-2/</link>
		<comments>http://bniembarcadero.com/sub-2/#comments</comments>
		<pubDate>Fri, 28 Jul 2006 17:40:51 +0000</pubDate>
		<dc:creator>Dennis Nix</dc:creator>
				<category><![CDATA[Mail]]></category>

		<guid isPermaLink="false">http://www.bniembarcadero.com/sub-2</guid>
		<description><![CDATA[Dieter has offered to be a sub for our group. Forwarded message from Dieter
I am hoping to have the chance to sub at you BNI Chapter in the coming weeks.I am a member of the Business Connection group that meets in San Rafael on Friday morning. You can find out about me on our site [...]]]></description>
			<content:encoded><![CDATA[<p>Dieter has offered to be a sub for our group. Forwarded message from Dieter</p>
<p>I am hoping to have the chance to sub at you BNI Chapter in the coming weeks.I am a member of the Business Connection group that meets in San Rafael on Friday morning. You can find out about me on our site &#8230;.  <a title="http://www.bnisanrafael.com/" href="http://www.bnisanrafael.com/">www.BNISanRafael.com</a>Dieter Schien</p>
<p><a href="mailto:dieterschien@gmail.com">dieterschien@gmail.com</a><br />
415-602-5188<br />
&#8220;Changing Lives&#8230; One Card at a Time&#8221;<br />
<a title="https://www.sendoutcards.com/" href="https://www.sendoutcards.com/"> https://www.sendoutcards.com</a></p>
]]></content:encoded>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Bathtub ReGlazer</title>
		<link>http://bniembarcadero.com/bathtub-reglazer/</link>
		<comments>http://bniembarcadero.com/bathtub-reglazer/#comments</comments>
		<pubDate>Thu, 25 May 2006 05:47:34 +0000</pubDate>
		<dc:creator>Dennis Nix</dc:creator>
				<category><![CDATA[Forum]]></category>

		<guid isPermaLink="false">http://www.bniembarcadero.com/bathtub-reglazer</guid>
		<description><![CDATA[I need to have a bath tub reglazed. Can anyone recommend someone?
Thanks,
Dennis
]]></description>
			<content:encoded><![CDATA[<p>I need to have a bath tub reglazed. Can anyone recommend someone?</p>
<p>Thanks,</p>
<p>Dennis</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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